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Save time, collect more, reduce costs


We specialise in software systems for credit control, debt collection, debt management and legal debt recovery. Our solutions will transform your collections activity with secure, modern, cost effective technologies.


Tried & Tested

XRS has over 34 years of experience working with all types of businesses. This has given us a comprehensive understanding of the sector.

Rapid Implementation

Our solutions can be deployed incredibly quickly either in house or cloud hosted. Our experienced implementation team will ensure you go live on time and on budget.

Reliable and Secure

XRS understand’s the integrity and confidentiality of our customers data is vital. Our systems are developed and deployed to the highest possible security standards and are tested regularly by external security firms to ensure performance.


Our software was designed for flexibility from the ground up. This is key to adapt to ever changing business requirements and allows our customers to take on new projects with confidence.

Easy To Use

All our software is designed with usability in mind for maximum efficiency and ease of use. An intuitive, modern interface makes it easy to view worklists, action accounts and run reports.

Exceptional Support

We’re committed to providing the best customer service possible. All of our staff have a friendly and positive approach focused on listening and responding in a timely manner.

Get in touch to see how we can help reduce costs
while boosting debt recovery results



XRS provide a highly efficient, customisable collections solution, with excellent customer service…What sets XRS apart is they have an in-depth commercial and business understanding of the industry, not just from a technical perspective…we feel strongly that it gives us a real competitive advantage.
David Brady, Commercial Director, Cabot Financial Ireland
Previously, our collections were very time consuming and not very effective…people were developing avoidable arrears. I couldn’t speak any more highly of the Collector implementation process, especially considering the challenges of COVID-19. We streamlined the process and put a structure on it. Being able to catch cases early was a game changer. Credit control staff absolutely love it. We have saved a huge amount of time and money as result. My only regret is we didn’t get it years ago.
Seamus Begley, Head of Management Accounting, Wexford County Council
We introduced the RMS Online system from XRS…it has already paid for itself in terms of controlling our delinquency rate. It has given more than I expected and is still improving in terms of reporting. I wouldn’t be without it.
Matt Heslin, CEO, Kilrush Credit Union
RMS provides structure and control which gives me peace of mind that all loans in arrears are being reviewed correctly. There is no way we could deal with the volume of work without RMS. It’s automates a lot of previously manual tasks, but also offers the flexibility to deviate from the process when required.
RMS allows us to be proactive in our approach to credit control keeping arrears as low as possible.
Angela Comer, COO, Leeds City Credit Union
Since implementing the RMS Online credit control solution from XRS I have found it gives me peace of mind that all accounts are being reviewed. Overall, I have found the solution has eased my workload and has improved the overall efficiency and effectiveness of our credit control department.
Miriam Magee, Credit Control Supervisor, Letterkenny Credit Union


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